Libertatea financiara

Ideea de a cheltuii azi, banii pe care inca nu ii ai (prin credit) este oricum ai privi o idee proasta. Daca incerci sa-ti traiesti viata acum, sa te bucuri de un alt nivel de trai, ar trebui sa te gandesti de 2 ori … oare iti permiti?

Cumpatarea si prudenta financiara sunt de departe cele mai slabe calitati ale romanului. Analizele de piata nu te vor ajuta sa prevezi viitorul, simplifica-ti acum viata financiara si renunta la credit … Orice tip de credit (card de credit, credit ipotecar, credit imobiliar, credit de consum, credit pe prostie, credit cu buletinul, credit de studii, credit pentru vacante, credit pentru viata).

Pe vremea comunistilor ne plangeam de lipsa libertatii, astazi avem libertatea de a renunta la libertate.

Un articol bun despre cum poti sa stai lipsit de griji si datorii

  • Focus on one financial goal at a time
  • Consolidate accounts.
  • Combine finances if married.
  • Cancel your credit cards. Yeah, I said cancel.
  • Freeze your credit reports.
  • Budget using pen & paper.
  • Budget using last month’s income.
  • Use cash.
  • Batch bill paying.
  • Leverage calenders.
  • Track your spending at the point-of-sale.
  • Experiment with spending hacks.
  • Stop thinking monthly.
  • Automate the flow.
  • Go paperless.
  • Insure adequately.
  • Package services.
  • Pay for regular services in advance.
  • Cancel all subscriptions.
  • Quit signing contracts.
  • Fund an emergency fund.
  • Become 100% debt-free.
  • Consolidate high-interest debt.
  • Create artificial scarcity.
  • Simplify your investments.
  • Buy and hold.
  • Do it yourself.
  • Outsource tasks.
  • Create a list of everything you own.
  • Buy a smaller car.
  • Rent.
  • Learn to negotiate.
  • Filter your financial advice.
  • Simplify other areas of your life.

sursa: manvsdebt.

Iti multumesc pentru ca trmiti mai departe acest articol

  • wp socializer sprite mask 32px Libertatea financiara
  • wp socializer sprite mask 32px Libertatea financiara
  • wp socializer sprite mask 32px Libertatea financiara
  • wp socializer sprite mask 32px Libertatea financiara

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“Vrei sa sti cine esti? Nu intreba, Actioneaza! Actiunea te va descrie si te va defini.” Thomas Jeferson

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